Insurance Technology Solutions
Purpose-built software for insurers, MGAs, and brokers. We engineer claims management platforms, underwriting automation, policy administration systems, and broker portals that reduce processing time while strengthening compliance.
Modernising Insurance Operations
The insurance industry in Malta faces pressure from multiple directions: customers expect digital self-service, regulators demand ever-greater transparency, and operational costs must be controlled without sacrificing service quality. redskios delivers custom insurance software that automates the labour-intensive processes at the heart of insurance operations.
Our insurance technology practice covers the full policy lifecycle: from quote generation and underwriting decision engines to policy administration, claims processing, and broker management portals. We integrate with reinsurance platforms, actuarial tools, payment systems, and regulatory reporting endpoints to create connected, efficient operations.
Every system we deliver for insurance clients includes the comprehensive audit trails, access controls, and compliance reporting that MFSA and IDD regulations require.
Insurance Capabilities
Technology solutions engineered for the operational, regulatory, and customer experience demands of insurance.
Claims Processing Platforms
End-to-end claims management from first notification through assessment, approval, and settlement with configurable workflow rules.
Underwriting Decision Engines
Rule-based and algorithmic underwriting automation that applies consistent criteria, flags exceptions, and accelerates risk assessment.
Policy Administration
Policy lifecycle management including issuance, endorsements, renewals, and cancellations with premium calculation engines.
Broker & Agent Portals
Self-service portals enabling brokers to submit quotes, manage policies, track claims, and access commission reporting.
Regulatory Reporting
Automated generation of Solvency II, IDD, and MFSA compliance reports with data validation and submission tracking.
Common Challenges
- Manual claims processing workflows that delay settlement and increase operational costs
- Inconsistent underwriting decisions due to reliance on individual assessor judgement without decision support
- Broker communication still dependent on email and spreadsheets rather than integrated portal systems
- Regulatory reporting assembled manually from multiple source systems with reconciliation challenges
- Legacy policy administration systems that cannot support modern product configurations or digital distribution
Related Services
Enterprise Software Development
Custom enterprise software built for scale, security, and long-term maintainability. We deliver bespoke applications that integrate with your existing systems and evolve with your business across Malta.
Systems Integration & API Engineering
Connect disparate enterprise systems with robust, scalable integration architectures. We engineer APIs, middleware, and data pipelines that unify your technology ecosystem across Malta.
Security, Compliance & Governance
Enterprise security, regulatory compliance, and IT governance embedded into every layer of your technology stack. GDPR, secure SDLC, and audit-ready practices for Malta organisations.
AI & Machine Learning Services
Enterprise AI and machine learning solutions for Malta businesses. From predictive analytics and NLP to computer vision and MLOps, we deliver production-grade AI that solves real operational problems.
Data Engineering & Business Intelligence
Enterprise data engineering, warehousing, and business intelligence for Malta organisations. We build the pipelines, storage, and reporting layers that turn raw data into operational advantage.